Joe Money 
Back in the day—think 20 or 30 years ago—options traders, especially market makers in the busy pits of Chicago and other financial hubs, had one day a month they couldn’t miss: options expiration day. It was usually packed with trading action and came with a high chance of volatility. In short, it was a mix … Read more
What Are Forex Lot Sizes & How to Calculate Them? When you first get into forex trading, one of the first terms you’ll come across is “lot.” So what is a lot in forex, and why should you care? This guide breaks it down in simple terms. A lot is basically the number of currency … Read more
Introduction There are many loan options available in modern finance, which can be overwhelming. There is one structure that stands out for its simplicity and cash flow appeal: the straight loan. But what is a straight loan, and why do savvy investors and strategic borrowers prefer it? Straight loans, also called interest-only loans or bullet … Read more
Do you feel stuck with your Home Energy Renovation Opportunity (HERO) loan? It’s not just you. Through this government-sponsored program, thousands of homeowners nationwide have made energy-efficient home upgrades, only to later struggle with increased monthly mortgage payments, property tax liens, or obstacles to refinancing. If you’re wondering how to pay off HERO loan without … Read more
What Is a Promissory Note A promissory note is a written promise—a definite sum of money the note’s issuer (borrower) agrees to repay the note holder (you) by a specified future date. It is simultaneously: Common Types of Promissory Notes Type Collateral? Typical Discount Rate Mortgage notes / trust deeds Secured by real property (deed of trust or mortgage) Low to moderate Real estate … Read more
When an unexpected car repair, medical bill, or string of unexpected expenses hits, it’s natural to look for fast cash that lands in your bank account within a single business day. Two products dominate the “cash-from-your-car” space: registration loans and auto title loans. They sound similar, yet the key differences can seriously affect your wallet, … Read more
