Retirement Planning | Get Joe Money Right

Lincoln Benefit Life Annuity (Financial Insurance Company)

June 19, 2025May 27, 2025 by Joe Money

Graphic featuring a large blue shield with a dollar sign, overlaid by the text “Lincoln Benefit Life Annuity.” Behind the shield is an upward red arrow, a bar graph, and icons of a man and woman, symbolizing financial growth and protection.

Quick Take The Lincoln Benefit Life Annuity is a long-term investment product designed to turn a lump-sum or periodic premium into a future income stream—often for life. It combines insurance guarantees such as a death benefit with market-linked growth potential similar to a mutual fund. Because Lincoln Benefit Life no longer writes new contracts, you’ll … Read more

Why Investors Are Choosing Index Funds Over Stock Picking Now A Days

July 1, 2025May 8, 2025 by Joe Money

Graphic with bold white and yellow text reading “Forget Stock Picking: Why Smart Investors Are Choosing Index Funds Instead.” A red zigzag line and a rising green bar chart with an upward arrow illustrate the contrast between market volatility and steady index fund growth.

Let’s be real: chasing individual stocks might feel thrilling, but it’s usually a losing game for us, everyday investors. In this post, we’ll break down exactly why stock picking often leads to disappointment and why index funds consistently deliver better results for your hard-earned cash. We’ll back it up with data from top-notch resources like … Read more